The government destroyed the last century’s privately provided housing safety net. Bringing it back is harder than you might think.
… the path to generally affordable housing is general deregulation. More production and innovation will bring down the costs of all housing, and open up a variety of options for currently cost-burdened, choice-constrained renters and homebuyers.
https://reason.com/2025/11/18/can-we-make-flophouses-great-again-and-should-we